TERMS AND CONDITIONS

Effective Date: 03/01/2025

Welcome to Emanuel Burdette, LLC ("Company", "we", "our", or "us"). These Terms and Conditions ("Terms") govern your use of our insurance related services and communication channels, including SMS and email. By using our services, you agree to comply with and be bound by these Terms.

1. Services Provided

We offer independent insurance consulting, enrollment, annual plan reviews, and customer support. We are licensed agents/brokers and not insurance carriers.

2. Consent to Communicate

By providing your phone number or email, you consent to receive non-marketing and marketing messages from us, including:

● Appointment reminders

● Enrollment updates

● Annual review notifications

● Educational or promotional content

These communications may be sent via SMS/MMS, email, or voice call. Message frequency may vary. Standard message and data rates may apply.

3. Opt-Out Instructions

You may opt out of receiving text messages at any time by replying STOP to any message. For email, click the unsubscribe link in the footer of the message. After opting out, you may receive a final confirmation message.

4. Eligibility

You must be at least 18 years old to use our services.

5. Accuracy and Responsibility

You agree that the information you provide is true and accurate. We are not responsible for issues resulting from incorrect data.

6. No Guarantee of Coverage

Insurance plans are subject to carrier underwriting and approval. We cannot guarantee coverage or specific plan acceptance.

7. Limitation of Liability

We are not liable for any direct or indirect damages from using our services. All decisions made based on our advice are your responsibility.

8. Modifications

We may update these Terms periodically. Continued use of our services means you accept the changes.

9. Contact

For questions, contact: